The Zoroastrian Co-operative Bank Ltd. Marches On
In November 2013, The Zoroastrian Co-operative Bank Ltd. achieved the status of a Multi- State Scheduled Co-operative Bank and its area of operations now stands extended to the whole of Surat District, Bharuch, Baroda, Anand, Nadiad, Ahmedabad, Navsari and Valsad in the State of Gujarat. Over the years it has built up a brand loyalty amongst its customers and is known as The Bank that is Big on Tradition and Trust.

Under the stewardship of its Chairperson, ably supported by the illustrious Members on its Board of Directors, the financial results reflected make interesting reading. From humble beginnings in 1927, the Bank maintained a low profile in the community of Bankers until 1993, and since then the Bank has not looked back. The growth in business has been manifold under various heads of business. As on March 31, 2019 business mix stands at Rs.1773.67 Cr. Yearly Profit before Tax (audited) and before provisions stands at Rs.19.59 Cr. Also, Capital adequacy is reflected at 17.56% as against the 9% requirement by Reserve Bank of India. A noteworthy aspect of the Bank's financial results is that its net non-performing assets are zero unlike the adverse trend in the banking industry. The Bank continues its policy of carefully selecting its advances with good quality assets. Besides offering all the retail loan products to individuals, the Bank is very aggressive on Corporate Lending & has reputed Corporate clients in diverse fields of manufacturing, shipping, services, etc.
New Services and Technological Progress
The Bank has successfully launched Internet Banking Transactional facility with effect from 1st October, 2018. Apart from Core Banking Solutions (CBS) Technology offering any Branch Banking Services to its customers since past several years, the Bank also offers RuPay Debit Cards (ATM, POS & Ecom transactions)and CKYC services to its valued customers.

The Bank's interactive website namely www.zoroastrianbank.com offers easy accessibility of various products & Services for its customers.

The Bank offers services like RTGS, NEFT, ECS, Speed Clearing, NACH etc. The Bank has taken Corporate Agency of Max Life Insurance Ltd and Bajaj Alliance Insurance Ltd and offers all types of life and non-life insurance products.
A Way Forward
Besides investing in Human resources, the Bank proposes to further invest in technology to tap young generation clientele enabling them to avail next generation Banking facilities by launching Mobile Banking facility for all its valued customers. The Bank has a strong loyal customer base which it continues to build upon year on year.